Construction Insurance
Building a solution that's right for your project
Construction insurance is designed to cover your operations against the unique risks and complexities of the construction industry.
No matter the size of your business, whether you work on residential projects, large commercial constructions, major developments, or civil contracts, a construction-specific policy offers greater protection than standard business insurance.
What does a construction insurance policy cover?
For over 40 years, we've been finding the right insurance policies for various construction projects, large and small. Talk to our team about the following insurance covers today and ensure you have quality coverage when you need it most.
This cover protects your project from material damage during construction, including theft, fire, or storms. It ensures that unforeseen incidents cause minimal disruption, allowing you to stay on track and complete projects on time.
Essential liability cover to help protect you from third-party injuries or property damage during a project. Without this insurance, you could be responsible for paying court costs, damages and professional fees.
Covering structures and building materials from accidental damage and natural events such as theft, fire, storm or flood. You can't predict when accidents will occur, but you can plan ahead and implement a policy that covers you for these events.
Protecting your most valuable business assets from risks such as theft or damage ensures your financial security against a potentially significant loss. This means you can continue business as usual without the financial strain from repairs and replacements.
If you are working on existing structures or a new build, any advice you give before, during, or after construction can lead to legal action against your company. This insurance covers legal liability claims arising from errors or omissions in the advice provided during the project.
Why do I need construction insurance coverage?
The building and construction industry involves high-risk situations that can lead to significant consequences when something goes wrong. From using complex, high-cost equipment to being responsible for the structural integrity of a new build, the scenarios in which a business can be legally liable for an incident are endless. Having the right insurance cover protects you from expensive legal fees, business interruptions, and damage to your business's reputation. Key benefits include:
Trust Regional for your Construction Insurance Needs
Regional insurance brokers are ready to assist you in managing your policies and ensuring appropriate coverage for your construction business. We search the insurance market for relevant policy options customised to meet your business needs and the risks that may affect your operations. We conduct thorough risk analyses for every business, pinpointing specific risks to tailor our insurance services accordingly.
Flexible insurance with a local touch
Insurance can be a complex process, navigating through the various products, covers available, exclusions and confusing terminology. Having an experienced insurance broker on your side helps ensure your specific needs are assessed, and you get the insurance program that works for you. With a diverse client base, we've honed our risk analysis and policy wordings to address potential gaps, ensuring coverage for all aspects of your construction project.
Tailored insurance programs to suit your business risks, whatever your business, wherever you operate.
Highly trained insurance professionals to help you identify risks, manage your insurance program and support you with claims.
With offices across Queensland and a national reach, you have access to support when you need it.
Premium Funding
Premium Funding is a financial management service that can help your business manage its cash flow and preserve working capital by spreading the cost of your insurance premiums instead of lump sum payments. At Regional, our brokers can assist with funding arrangements for your insurance program.
FAQs
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